ZIP 46038 Foreclosure, Tax-Lien & Distress Report
Hamilton County, Indiana · Distress market
In Hamilton County, Indiana, ZIP 46038 scores 29 of 100 for composite distress, a low level on DLRadar's distress index. Leading the profile are structural risk (62/100), institutional ownership (61/100), construction/permit lag (6/100). construction/permit lag (6/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (77/100). Structurally it carries 62/100, against 1/100 of stress already in motion.
Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 14% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
At $105,092, median income runs above typical U.S. levels. 69% of housing is owner-occupied. The typical home is worth about $333,200 (2.9× income, relatively affordable). Around 30% of renters are cost-burdened. Vacancy runs 4.5%. Educational attainment sits at 60% bachelor's-or-above. There are about 18,058 housing units across 46038. The demographic-stress sub-score lands at 22/100. The poverty rate is 4.3% — low. About 43,245 people live here, median age 36.
Overall, 46038 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 46038 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 46038 runs through one identical scoring model, so its 29/100 sits on the same scale as every other ZIP in Hamilton County, Indiana and the nation. Nothing here is interpolated — where a source is thin for 46038, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 29/100 for 46038 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 46038 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 46038
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
46038 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 46038, the same set carried on every parcel.
More ZIPs across Hamilton County
Nearest ZIP codes to 46038
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Hamilton County, Indiana.
The complete 46038 distress and acquisition report
The full 46038 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology