ZIP 46048 Foreclosure, Tax-Lien & Distress Report

In Madison County, Indiana, ZIP 46048 scores 30 of 100 for composite distress, a moderate level on DLRadar's distress index. The split runs 65/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (81/100), climate & FEMA risk (77/100). The most distinctive pressure shows up in institutional ownership (65/100), structural risk (65/100), construction/permit lag (31/100). By contrast, construction/permit lag (31/100) and mortgage stress (16/100) register low.

The market reads peak — home values rose 3.1% year on year, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 2,209 people live here, median age 37. Median household income is $69,423, near the U.S. median near $78,000. The ZIP holds roughly 775 housing units. Around 15% of renters are cost-burdened. Vacancy runs 8.8%. Educational attainment sits at 13% bachelor's-or-above. The tenure split is 78% owner-occupied to 22% rented. The demographic-stress sub-score lands at 23/100. A median home runs $178,500 here, or 2.0 times local income. Roughly 9.7% live below the poverty line.

Net-net, 46048 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 46048 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 46048 runs through one identical scoring model, so its 30/100 sits on the same scale as every other ZIP in Madison County, Indiana and the nation. Where the record is thin for 46048, the field stays empty rather than modeled, and fills in as new documents post.

46048's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 46048 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.