ZIP 46063 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 46063 in Madison County, Indiana comes in at 29, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (81/100), FEMA disaster exposure (78/100), climate & FEMA risk (77/100)). Structurally it carries 63/100, against 5/100 of stress already in motion. Its standout signals are structural risk (63/100), institutional ownership (60/100), construction/permit lag (31/100). On the quiet end sit construction/permit lag (31/100) and mortgage stress (16/100).

The market reads peak — home values rose 3.1% year on year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 31/100. The tenure split is 62% owner-occupied to 38% rented. Households earn a median $56,250 — below the roughly $78,000 national figure. The ZIP holds roughly 110 housing units. The vacancy rate is 10.8%. Educational attainment sits at 10% bachelor's-or-above. 33.7% of residents fall below the poverty threshold. Population is roughly 279 with a median age of 34. Rent burden reaches 33% of tenant households. Home values center near $90,900, an affordability ratio of 1.5× — accessible.

On the whole, 46063 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 46063 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 46063 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. 46063 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 46063's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 46063 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.