ZIP 46012 Property Distress & Foreclosure Data

DLRadar grades ZIP 46012 (Madison County, Indiana) at a low 24/100 for overall property distress. Property-level stress concentrates in structural risk (51/100), construction/permit lag (46/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (15/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (77/100). The latent-versus-live split is 51/100 structural and 4/100 already moving.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 21% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 50% of renters are cost-burdened. The ZIP holds roughly 9,815 housing units. Around 22% of adults hold a bachelor's degree or higher. The vacancy rate is 8.5%. At $58,538, median income runs below typical U.S. levels. The typical home is worth about $159,600 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 29/100. 68% of housing is owner-occupied. The poverty rate is 11.1%. 20,248 residents call 46012 home, typically aged 44.

Overall, 46012 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.