ZIP 46051 Property Distress & Foreclosure Data

ZIP code 46051 in Madison County, Indiana carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 53/100 against active distress of 5/100. Climate and flood risk are elevated too — climate & FEMA risk (77/100), FEMA disaster exposure (64/100). What sets it apart are the readings on construction/permit lag (55/100), structural risk (53/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (16/100) stay muted.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 18% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 3.7%. Rent burden reaches 12% of tenant households. 2,857 residents call 46051 home, typically aged 40. Around 30% of adults hold a bachelor's degree or higher. The typical home is worth about $204,600 (2.5× income, relatively affordable). There are about 1,252 housing units across 46051. 73% of housing is owner-occupied. The poverty rate is 5.9% — low. At $77,411, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 21/100.

Overall, 46051 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.