ZIP 46051 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 46051 (Madison County, Indiana) at a low 26/100 for overall property distress. The split runs 54/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (77/100). The most distinctive pressure shows up in structural risk (54/100), institutional ownership (50/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (16/100).

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 18% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 3.7%. Rent burden reaches 12% of tenant households. 2,857 residents call 46051 home, typically aged 40. Around 30% of adults hold a bachelor's degree or higher. The typical home is worth about $204,600 (2.5× income, relatively affordable). The ZIP holds roughly 1,252 housing units. 73% of housing is owner-occupied. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. At $77,411, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 21/100.

Net-net, 46051 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 46051's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 46051 reflects the current record instead of a stale or modeled snapshot.

Each component behind 46051 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For a buyer, 46051 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.