ZIP 46051 Foreclosure, Tax-Lien & Distress Report
Madison County, Indiana · Distress market
DLRadar grades ZIP 46051 (Madison County, Indiana) at a moderate 30/100 for overall property distress. The split runs 65/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (81/100), climate & FEMA risk (77/100). The most distinctive pressure shows up in institutional ownership (65/100), structural risk (65/100), construction/permit lag (31/100). On the quiet end sit construction/permit lag (31/100) and mortgage stress (16/100).
Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 18% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 3.7%. Rent burden reaches 12% of tenant households. 2,857 residents call 46051 home, typically aged 40. Around 30% of adults hold a bachelor's degree or higher. The typical home is worth about $204,600 (2.5× income, relatively affordable). The ZIP holds roughly 1,252 housing units. 73% of housing is owner-occupied. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. At $77,411, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 21/100.
Net-net, 46051 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 46051's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 46051 reflects the current record instead of a stale or modeled snapshot.
Each component behind 46051 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. For a buyer, 46051 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 46051
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 46051 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 46051, the same set carried on every parcel.
Nearby ZIPs in Madison County
Nearest ZIP codes to 46051
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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Get the full acquisition report for 46051
Pull every distressed parcel in 46051 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology