ZIP 46040 Property Distress & Foreclosure Data

Composite property distress in 46040 (Hancock County, Indiana) lands at 20/100 — low on DLRadar's public-record scoring. Structural risk reads 44/100 against active distress of 2/100. The sharpest non-environmental signals are construction/permit lag (53/100), structural risk (44/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (66/100).

The market reads peak — home values rose 4.1% year on year, and 24% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 1.0%. Rent burden reaches 1% of tenant households. About 17,891 people live here, median age 37. Educational attainment sits at 53% bachelor's-or-above. There are about 5,535 housing units across 46040. DLRadar's demographic-stress index for the area reads 17/100. Home values center near $435,700, an affordability ratio of 3.0× — accessible. 1.4% of residents fall below the poverty threshold. Owners hold 87% of homes, renters 13%. Median household income is $144,834, above the U.S. median near $78,000.

Overall 46040 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.