ZIP 46140 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 46140 (Hancock County, Indiana) at a low 25/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100), flood (NFIP) exposure (61/100). The latent-versus-live split is 55/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (55/100), institutional ownership (52/100), construction/permit lag (49/100). By contrast, mortgage stress (5/100) register low.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 19% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $82,850, median income runs near typical U.S. levels. 73% of housing is owner-occupied. Rent burden reaches 31% of tenant households. On demographic stress specifically, 46140 scores 25/100. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 3.4%. A median home runs $233,500 here, or 2.7 times local income. Population is roughly 42,927 with a median age of 40. Around 27% of adults hold a bachelor's degree or higher. The ZIP holds roughly 18,602 housing units.

On balance 46140 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 46140 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 46140's 25/100 can be lined up against any neighbor in Hancock County, Indiana or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 46140, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 46140's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 46140 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.