ZIP 46161 Foreclosure, Tax-Lien & Distress Report
Shelby County, Indiana · Distress market
ZIP 46161's composite property-distress score is 26/100 - DLRadar classes that as low for Shelby County, Indiana. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100). Its heaviest discrete signals: construction/permit lag (77/100), structural risk (61/100), institutional ownership (47/100). By contrast, mortgage stress (7/100) register low. Latent structural risk is 61/100 while live distress already moving reads 2/100.
The peak-phase market in 46161 posted values that rose 3.2% over the year, and 19% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Home values center near $220,600, an affordability ratio of 2.9× — accessible. Vacancy runs 6.7%. 2,263 residents call 46161 home, typically aged 45. Owners hold 75% of homes, renters 25%. About 19% have a four-year degree. On demographic stress specifically, 46161 scores 30/100. At $70,337, median income runs near typical U.S. levels. There are about 979 housing units across 46161. The poverty rate is 15.7%. Rent burden reaches 40% of tenant households.
Net-net, 46161 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 46161 at the moment; the composite and its components are still built from verifiable records.
The 46161 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 46161 stays directly comparable to neighboring ZIPs and the rest of Shelby County, Indiana. Where the record is thin for 46161, the field stays empty rather than modeled, and fills in as new documents post.
The 26/100 for 46161 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 46161 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 46161 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 46161 by the numbers
The live 46161 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Shelby County ZIPs near 46161
Nearest ZIP codes to 46161
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Indiana distress
Additional distress intelligence spanning Shelby County, Indiana by ZIP, county and state.
The complete 46161 distress and acquisition report
The full 46161 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology