ZIP 46182 Property Distress & Foreclosure Data

ZIP code 46182 in Shelby County, Indiana carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (83/100), structural risk (47/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (69/100)). On the structural side it scores 47/100, with 2/100 of stress already active.

The peak-phase market in 46182 posted values that rose 4.5% over the year, and 14% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $88,462 — above the roughly $78,000 national figure. Roughly 10.9% live below the poverty line. Population is roughly 1,670 with a median age of 50. About 16% have a four-year degree. Around 100% of renters are cost-burdened. A median home runs $254,300 here, or 2.2 times local income. The tenure split is 94% owner-occupied to 6% rented. On demographic stress specifically, 46182 scores 34/100. The ZIP holds roughly 734 housing units. The vacancy rate is 5.6%.

Broadly, 46182 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.