ZIP 46182 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 46182 (Shelby County, Indiana) returns a low composite of 26/100. The sharpest non-environmental signals are construction/permit lag (86/100), structural risk (60/100), institutional ownership (46/100). By contrast, mortgage stress (7/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (72/100). Structural risk reads 60/100 against active distress of 2/100.

The market reads peak — home values rose 3.5% year on year, and 14% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $88,462 — above the roughly $78,000 national figure. The poverty rate is 10.9%. Population is roughly 1,670 with a median age of 50. Around 16% of adults hold a bachelor's degree or higher. Around 100% of renters are cost-burdened. Home values center near $254,300, an affordability ratio of 2.2× — accessible. Owners hold 94% of homes, renters 6%. The demographic-stress sub-score lands at 34/100. There are about 734 housing units across 46182. The vacancy rate is 5.6%.

Net-net, 46182 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 46182 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 46182 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46182 can be compared directly against any other ZIP in Shelby County, Indiana or nationwide. Nothing here is interpolated — where a source is thin for 46182, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 46182's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 46182 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.