ZIP 47234 Foreclosure, Tax-Lien & Distress Report

In Shelby County, Indiana, ZIP 47234 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 65/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), FEMA disaster exposure (60/100). What sets it apart are the readings on construction/permit lag (84/100), structural risk (65/100), institutional ownership (51/100). By contrast, mortgage stress (8/100) register low.

The market reads peak — home values rose 3.2% year on year, and 5% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

84% of housing is owner-occupied. Home values center near $199,800, an affordability ratio of 1.8× — accessible. Roughly 1.5% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 47234 scores 17/100. Population is roughly 1,571 with a median age of 47. The vacancy rate is 5.1%. Educational attainment sits at 15% bachelor's-or-above. At $99,479, median income runs above typical U.S. levels. There are about 609 housing units across 47234. Around 0% of renters are cost-burdened.

Overall, 47234 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 47234 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 47234 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 47234, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 47234 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 47234 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.