ZIP 46130 Foreclosure, Tax-Lien & Distress Report

Shelby County, Indiana's ZIP 46130 registers 26/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100). Its standout signals are construction/permit lag (73/100), structural risk (60/100), institutional ownership (48/100). mortgage stress (8/100) stay muted. Structural risk reads 60/100 against active distress of 2/100.

The peak-phase market in 46130 posted values that rose 3.1% over the year, and 22% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 2,372 with a median age of 39. There are about 785 housing units across 46130. Vacancy runs 0.0%. Around 38% of adults hold a bachelor's degree or higher. The typical home is worth about $330,400 (2.6× income, relatively affordable). Households earn a median $110,221 — above the roughly $78,000 national figure. 95% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 24/100. Roughly 9.6% live below the poverty line. Rent burden reaches 41% of tenant households.

Net-net, 46130 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 46130 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 46130 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 46130 stays directly comparable to neighboring ZIPs and the rest of Shelby County, Indiana. 46130 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 for 46130 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 46130 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.