ZIP 46130 Property Distress & Foreclosure Data

Composite property distress in 46130 (Shelby County, Indiana) lands at 20/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100). The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (47/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Structural exposure scores 47 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 4.1% year on year, and 22% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,372 people live here, median age 39. There are about 785 housing units across 46130. Vacancy runs 0.0%. Educational attainment sits at 38% bachelor's-or-above. Home values center near $330,400, an affordability ratio of 2.6× — accessible. Median household income is $110,221, above the U.S. median near $78,000. Owners hold 95% of homes, renters 5%. DLRadar's demographic-stress index for the area reads 24/100. 9.6% of residents fall below the poverty threshold. Rent burden reaches 41% of tenant households.

Overall 46130 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.