ZIP 46124 Foreclosure, Tax-Lien & Distress Report
Shelby County, Indiana · Affordable market
In Shelby County, Indiana, ZIP 46124 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are construction/permit lag (78/100), structural risk (64/100), institutional ownership (43/100). On the quiet end sit mortgage stress (11/100). Structural risk reads 64/100 against active distress of 3/100. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (63/100)).
Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 11% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
The tenure split is 65% owner-occupied to 35% rented. The demographic-stress sub-score lands at 27/100. Roughly 9.6% live below the poverty line. Rent burden reaches 26% of tenant households. There are about 3,166 housing units across 46124. The typical home is worth about $184,700 (2.7× income, relatively affordable). Around 15% of adults hold a bachelor's degree or higher. Vacancy runs 6.7%. At $67,926, median income runs below typical U.S. levels. 7,638 residents call 46124 home, typically aged 40.
Overall, 46124 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 46124 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 46124's 28/100 can be lined up against any neighbor in Shelby County, Indiana or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 46124 reflects the current record instead of a stale or modeled snapshot.
The 28/100 figure for 46124 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 46124 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 46124 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 46124 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 46124, the same set carried on every parcel.
Shelby County ZIPs near 46124
Explore related distress reports
Other reports tied to Shelby County, Indiana — ZIP, county and statewide.
See every distressed parcel in 46124
The full 46124 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology