ZIP 46181 Property Distress & Foreclosure Data

Johnson County, Indiana's ZIP 46181 registers 21/100 composite distress, which DLRadar reads as low. Structural exposure scores 48 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (71/100). The most distinctive pressure shows up in structural risk (48/100), construction/permit lag (35/100), institutional ownership (23/100). By contrast, institutional ownership (23/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 4.1% year on year, and 14% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $314,300, an affordability ratio of 3.3× — accessible. 5.8% of residents fall below the poverty threshold. Owners hold 91% of homes, renters 9%. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 1.7%. Rent burden reaches 59% of tenant households. About 5,094 people live here, median age 41. There are about 1,911 housing units across 46181. Median household income is $85,625, near the U.S. median near $78,000. Educational attainment sits at 28% bachelor's-or-above.

Overall 46181 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.