ZIP 46106 Foreclosure, Tax-Lien & Distress Report

Johnson County, Indiana's ZIP 46106 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), climate & FEMA risk (79/100). On the structural side it scores 59/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (74/100), structural risk (59/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

The market reads peak — home values rose 3.1% year on year, and 15% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $106,914, above the U.S. median near $78,000. Roughly 8.8% live below the poverty line. Vacancy runs 4.7%. Around 52% of adults hold a bachelor's degree or higher. The tenure split is 83% owner-occupied to 17% rented. About 9,482 people live here, median age 38. Rent burden reaches 57% of tenant households. DLRadar's demographic-stress index for the area reads 30/100. The ZIP holds roughly 3,689 housing units. Home values center near $471,300, an affordability ratio of 4.0×.

On balance 46106 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 46106 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 46106 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 46106 stays directly comparable to neighboring ZIPs and the rest of Johnson County, Indiana. The score is rebuilt from public data as it updates, so 46106 reflects the current record instead of a stale or modeled snapshot.

46106's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 46106 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.