ZIP 46131 Foreclosure, Tax-Lien & Distress Report

Johnson County, Indiana's ZIP 46131 registers 25/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (80/100), climate & FEMA risk (77/100)). Structural risk reads 58/100 against active distress of 2/100. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (58/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 3.1% year on year, and 18% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $81,914 — near the roughly $78,000 national figure. 9.6% of residents fall below the poverty threshold. The ZIP holds roughly 13,324 housing units. Around 25% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 72% of homes, renters 28%. Rent burden reaches 38% of tenant households. The typical home is worth about $247,700 (2.8× income, relatively affordable). Vacancy runs 5.7%. Population is roughly 35,502 with a median age of 36.

Overall, 46131 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 46131 at the moment; the composite and its components are still built from verifiable public records.

Whether 46131 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46131 can be compared directly against any other ZIP in Johnson County, Indiana or nationwide. The score is rebuilt from public data as it updates, so 46131 reflects the current record instead of a stale or modeled snapshot.

46131's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 46131 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.