ZIP 46131 Property Distress & Foreclosure Data

Johnson County, Indiana's ZIP 46131 registers 21/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (81/100), climate & FEMA risk (77/100)). On the structural side it scores 48/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (48/100), construction/permit lag (36/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The peak-phase market in 46131 posted values that rose 4.1% over the year, and 18% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $81,914 — near the roughly $78,000 national figure. Roughly 9.6% live below the poverty line. The ZIP holds roughly 13,324 housing units. About 25% have a four-year degree. On demographic stress specifically, 46131 scores 28/100. The tenure split is 72% owner-occupied to 28% rented. Around 38% of renters are cost-burdened. A median home runs $247,700 here, or 2.8 times local income. The vacancy rate is 5.7%. Population is roughly 35,502 with a median age of 36.

Broadly, 46131 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.