ZIP 46184 Property Distress & Foreclosure Data

DLRadar grades ZIP 46184 (Johnson County, Indiana) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (48/100), construction/permit lag (35/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. The latent-versus-live split is 48/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (80/100).

The market reads peak — home values rose 4.1% year on year, and 17% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Around 11% of renters are cost-burdened. 7.2% of residents fall below the poverty threshold. Median household income is $90,250, above the U.S. median near $78,000. Educational attainment sits at 25% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 20/100. Owners hold 87% of homes, renters 13%. Home values center near $232,500, an affordability ratio of 2.3× — accessible. The ZIP holds roughly 5,175 housing units. About 13,464 people live here, median age 38. The vacancy rate is 5.2%.

Overall 46184 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.