ZIP 46126 Foreclosure, Tax-Lien & Distress Report
Shelby County, Indiana · Distress market
ZIP code 46126 in Shelby County, Indiana carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (64/100), institutional ownership (51/100). By contrast, mortgage stress (8/100) register low. The split runs 64/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), FEMA disaster exposure (60/100).
The peak-phase market in 46126 posted values that rose 3.1% over the year, and 18% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Around 30% of renters are cost-burdened. Home values center near $263,300, an affordability ratio of 3.2× — accessible. The poverty rate is 8.7%. Around 20% of adults hold a bachelor's degree or higher. Median household income is $73,730, near the U.S. median near $78,000. The ZIP holds roughly 1,794 housing units. The demographic-stress sub-score lands at 26/100. 3,976 residents call 46126 home, typically aged 44. The vacancy rate is 4.2%. 85% of housing is owner-occupied.
Overall, 46126 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 46126 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 46126 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 46126 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 28/100 figure for 46126 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 46126 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 46126 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 46126 distress snapshot
The live 46126 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Shelby County ZIP codes
Nearest ZIP codes to 46126
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Indiana distress
Further distress data across Shelby County, Indiana at ZIP, county and state level.
Unlock parcel-level detail for ZIP 46126
Get every distressed property in 46126 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology