ZIP 46126 Property Distress & Foreclosure Data

Composite property distress in 46126 (Shelby County, Indiana) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (52/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 52/100 structural and 2/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100).

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 18% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 30% of renters are cost-burdened. The typical home is worth about $263,300 (3.2× income, relatively affordable). The poverty rate is 8.7%. Around 20% of adults hold a bachelor's degree or higher. At $73,730, median income runs near typical U.S. levels. The ZIP holds roughly 1,794 housing units. The demographic-stress sub-score lands at 26/100. 3,976 residents call 46126 home, typically aged 44. The vacancy rate is 4.2%. 85% of housing is owner-occupied.

Overall, 46126 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.