ZIP 46144 Property Distress & Foreclosure Data

Composite property distress in 46144 (Shelby County, Indiana) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (52/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100). The latent-versus-live split is 52/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.1% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 19.5% — elevated. Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 24/100. Around 50% of renters are cost-burdened. The poverty rate is 4.4% — low. 219 residents call 46144 home, typically aged 51. At $106,042, median income runs above typical U.S. levels. 84% of housing is owner-occupied. The ZIP holds roughly 110 housing units. The typical home is worth about $141,900 (1.3× income, relatively affordable).

Taken together, 46144 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.