ZIP 46144 Foreclosure, Tax-Lien & Distress Report
Shelby County, Indiana · High Vacancy market
ZIP 46144's composite property-distress score is 28/100 - DLRadar classes that as low for Shelby County, Indiana. Property-level stress concentrates in construction/permit lag (84/100), structural risk (64/100), institutional ownership (51/100). On the quiet end sit mortgage stress (8/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), FEMA disaster exposure (60/100). Latent structural risk is 64/100 while live distress already moving reads 2/100.
The market reads peak — home values rose 3.1% year on year, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 19.5% — elevated. About 18% have a four-year degree. DLRadar's demographic-stress index for the area reads 24/100. Around 50% of renters are cost-burdened. 4.4% of residents fall below the poverty threshold. About 219 people live here, median age 51. At $106,042, median income runs above typical U.S. levels. 84% of housing is owner-occupied. The ZIP holds roughly 110 housing units. Home values center near $141,900, an affordability ratio of 1.3× — accessible.
Taken together, 46144 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 46144 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46144 can be compared directly against any other ZIP in Shelby County, Indiana or nationwide. 46144 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 28/100 for 46144 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 46144 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 46144’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
46144 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 46144, the same set carried on every parcel.
Neighbouring ZIPs in Shelby County
Nearest ZIP codes to 46144
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Indiana distress
Further distress data across Shelby County, Indiana at ZIP, county and state level.
The complete 46144 distress and acquisition report
Every distressed parcel in 46144 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology