ZIP 46115 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 46115 (Rush County, Indiana) returns a low composite of 19/100. Its standout signals are construction/permit lag (71/100), institutional ownership (44/100), structural risk (42/100). mortgage stress (3/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). The latent-versus-live split is 42/100 structural and 1/100 already moving.

The market reads peak — home values rose 5.0% year on year, and 13% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

At $49,464, median income runs below typical U.S. levels. On demographic stress specifically, 46115 scores 36/100. Rent burden reaches 61% of tenant households. About 18% have a four-year degree. Roughly 23.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 68% of homes, renters 32%. Home values center near $172,800, an affordability ratio of 3.1× — accessible. There are about 650 housing units across 46115. About 1,512 people live here, median age 43. Vacancy runs 5.9%.

On the whole, 46115 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 46115 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. 46115 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 46115's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 46115 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.