ZIP 46176 Property Distress & Foreclosure Data

Composite property distress in 46176 (Shelby County, Indiana) lands at 22/100 — low on DLRadar's public-record scoring. Structural risk reads 52/100 against active distress of 2/100. Environmental exposure also runs high (flood (NFIP) exposure (85/100)). The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (52/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The peak-phase market in 46176 posted values that rose 4.1% over the year, and 26% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $194,400 here, or 2.6 times local income. The tenure split is 66% owner-occupied to 34% rented. Population is roughly 28,581 with a median age of 39. Rent burden reaches 32% of tenant households. Households earn a median $66,045 — below the roughly $78,000 national figure. Roughly 13.5% live below the poverty line. There are about 13,032 housing units across 46176. On demographic stress specifically, 46176 scores 28/100. Vacancy runs 9.2%. About 19% have a four-year degree.

On balance 46176 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.