ZIP 46163 Foreclosure, Tax-Lien & Distress Report

ZIP 46163's composite property-distress score is 27/100 - DLRadar classes that as low for Hancock County, Indiana. Environmental exposure also runs high (FEMA disaster exposure (75/100), flood (NFIP) exposure (63/100)). The pressure is most legible in construction/permit lag (62/100), structural risk (59/100), institutional ownership (54/100). mortgage stress (6/100) stay muted. On the structural side it scores 59/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 18% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 14,318 with a median age of 43. Home values center near $347,800, an affordability ratio of 2.8× — accessible. The tenure split is 93% owner-occupied to 7% rented. About 44% have a four-year degree. The poverty rate is 3.7% — low. Households earn a median $111,378 — above the roughly $78,000 national figure. The vacancy rate is 2.6%. Rent burden reaches 39% of tenant households. The ZIP holds roughly 5,484 housing units. On demographic stress specifically, 46163 scores 22/100.

Overall, 46163 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 46163 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 46163 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 46163 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 46163 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Practically, 46163 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.