ZIP 46186 Property Distress & Foreclosure Data

Hancock County, Indiana's ZIP 46186 registers 16/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (39/100), structural risk (38/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (5/100) stay muted. On the structural side it scores 38/100, with 2/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (62/100).

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 11% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $64,500, median income runs below typical U.S. levels. The ZIP holds roughly 785 housing units. The poverty rate is 13.2%. 94% of housing is owner-occupied. Around 11% of adults hold a bachelor's degree or higher. The vacancy rate is 5.8%. The demographic-stress sub-score lands at 26/100. The typical home is worth about $287,700 (4.2× income). Around 0% of renters are cost-burdened. 1,762 residents call 46186 home, typically aged 60.

Overall, 46186 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.