ZIP 46186 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 46186 (Hancock County, Indiana) returns a low composite of 26/100. The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (57/100), institutional ownership (50/100). By contrast, mortgage stress (5/100) register low. Latent structural risk is 57/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — FEMA disaster exposure (68/100), flood (NFIP) exposure (60/100).

The peak-phase market in 46186 posted values that rose 3.2% over the year, and 11% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $64,500, median income runs below typical U.S. levels. The ZIP holds roughly 785 housing units. 13.2% of residents fall below the poverty threshold. 94% of housing is owner-occupied. Around 11% of adults hold a bachelor's degree or higher. Vacancy runs 5.8%. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $287,700, an affordability ratio of 4.2×. Rent burden reaches 0% of tenant households. Population is roughly 1,762 with a median age of 60.

On balance 46186 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 46186 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 46186's 26/100 can be lined up against any neighbor in Hancock County, Indiana or any ZIP coast to coast. 46186 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 for 46186 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 46186 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.