ZIP 46186 Foreclosure, Tax-Lien & Distress Report
Hancock County, Indiana · Distress market
Scored purely from public records, 46186 (Hancock County, Indiana) returns a low composite of 25/100. The most distinctive pressure shows up in structural risk (55/100), institutional ownership (52/100), construction/permit lag (49/100). By contrast, mortgage stress (5/100) register low. Latent structural risk is 55/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — FEMA disaster exposure (71/100), flood (NFIP) exposure (61/100).
The peak-phase market in 46186 posted values that rose 3.2% over the year, and 11% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $64,500, median income runs below typical U.S. levels. The ZIP holds roughly 785 housing units. 13.2% of residents fall below the poverty threshold. 94% of housing is owner-occupied. Around 11% of adults hold a bachelor's degree or higher. Vacancy runs 5.8%. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $287,700, an affordability ratio of 4.2×. Rent burden reaches 0% of tenant households. Population is roughly 1,762 with a median age of 60.
On balance 46186 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 46186 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 46186's 25/100 can be lined up against any neighbor in Hancock County, Indiana or any ZIP coast to coast. 46186 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 25/100 for 46186 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 46186 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 46186
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 46186 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 46186, the same set carried on every parcel.
Adjacent Hancock County ZIP reports
Related reports across Hancock County, Indiana
Further distress data across Hancock County, Indiana at ZIP, county and state level.
The complete 46186 distress and acquisition report
Pull every distressed parcel in 46186 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology