ZIP 46111 Property Distress & Foreclosure Data

DLRadar grades ZIP 46111 (Morgan County, Indiana) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (56/100), institutional ownership (51/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), climate & FEMA risk (66/100), FEMA disaster exposure (64/100). The latent-versus-live split is 56/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 4.1% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $69,438, median income runs near typical U.S. levels. The typical home is worth about $193,800 (1.7× income, relatively affordable). Around 9% of adults hold a bachelor's degree or higher. Around 71% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. 456 residents call 46111 home, typically aged 37. The vacancy rate is 4.8%. 79% of housing is owner-occupied. The poverty rate is 13.2%. The ZIP holds roughly 188 housing units.

Overall, 46111 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.