ZIP 46180 Property Distress & Foreclosure Data

Composite property distress in 46180 (Morgan County, Indiana) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (47/100), institutional ownership (35/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (13/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (73/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 47/100 structural and 4/100 already moving.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 37% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $79,886, median income runs near typical U.S. levels. The vacancy rate is 12.9% — elevated. Around 21% of adults hold a bachelor's degree or higher. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 17/100. 1,002 residents call 46180 home, typically aged 50. The ZIP holds roughly 425 housing units. 96% of housing is owner-occupied. The poverty rate is 4.1% — low. The typical home is worth about $228,600 (2.2× income, relatively affordable).

Taken together, 46180 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.