ZIP 46120 Property Distress & Foreclosure Data

DLRadar grades ZIP 46120 (Putnam County, Indiana) at a low 18/100 for overall property distress. On the structural side it scores 42/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (80/100), structural risk (42/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 21% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 57% of renters are cost-burdened. The vacancy rate is 6.9%. 6,138 residents call 46120 home, typically aged 52. Around 15% of adults hold a bachelor's degree or higher. At $55,192, median income runs below typical U.S. levels. The ZIP holds roughly 2,956 housing units. The poverty rate is 8.5%. The demographic-stress sub-score lands at 31/100. 74% of housing is owner-occupied. The typical home is worth about $171,400 (3.0× income, relatively affordable).

Overall, 46120 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

18/100
Composite stress
42/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 46120

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk46
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Putnam County

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