ZIP 47868 Foreclosure, Tax-Lien & Distress Report

ZIP code 47868 in Owen County, Indiana carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (78/100), FEMA disaster exposure (65/100)). Latent structural risk is 53/100 while live distress already moving reads 6/100. The pressure is most legible in construction/permit lag (55/100), institutional ownership (53/100), structural risk (53/100). On the quiet end sit mortgage stress (20/100).

The peak-phase market in 47868 posted values that rose 0.9% over the year, 1.1% off the recent peak, and 9% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $49,789, median income runs below typical U.S. levels. Around 47% of renters are cost-burdened. Roughly 18.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 2,870 residents call 47868 home, typically aged 46. Educational attainment sits at 13% bachelor's-or-above. The demographic-stress sub-score lands at 32/100. The ZIP holds roughly 1,597 housing units. Owners hold 82% of homes, renters 18%. Vacancy runs 18.1%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $159,500 (3.0× income, relatively affordable).

Net-net, 47868 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 47868 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 47868 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 47868, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

47868's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 47868 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.