ZIP 47845 Foreclosure, Tax-Lien & Distress Report

In Clay County, Indiana, ZIP 47845 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 46/100 while live distress already moving reads 0/100. The pressure is most legible in structural risk (46/100), construction/permit lag (45/100), institutional ownership (44/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100).

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

DLRadar's demographic-stress index for the area reads 32/100. About 0% have a four-year degree. There are about 86 housing units across 47845. Owners hold 100% of homes, renters 0%. Vacancy runs 73.0%, above the national norm and a classic distress-and-opportunity signal. 51 residents call 47845 home, typically aged 40. 0.0% of residents fall below the poverty threshold.

Net-net, 47845 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 47845 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 47845 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. 47845 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 47845 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 47845 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.