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ZIP 47853 Foreclosure, Tax-Lien & Distress Report

Clay County, Indiana · Affordable market

Composite property distress in 47853 (Clay County, Indiana) lands at 20/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: structural risk (46/100), construction/permit lag (45/100), institutional ownership (44/100). mortgage stress (20/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100). Structurally it carries 46/100, against 6/100 of stress already in motion.

The market reads expansion — home values rose 6.4% year on year (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 25% of renters are cost-burdened. Home values center near $136,100, an affordability ratio of 2.2× — accessible. There are about 53 housing units across 47853. Educational attainment sits at 11% bachelor's-or-above. Vacancy runs 0.0%. 69% of housing is owner-occupied. At $60,139, median income runs below typical U.S. levels. On demographic stress specifically, 47853 scores 26/100. 14.0% of residents fall below the poverty threshold. 117 residents call 47853 home, typically aged 43.

On balance 47853 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 47853 at the moment; the composite and its components are still built from verifiable public records.

Whether 47853 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 47853 can be compared directly against any other ZIP in Clay County, Indiana or nationwide. 47853 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

47853's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 47853 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

20/100
Composite stress
46/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 47853

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk32
Another 9 scored dimensions sit behind 47853

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

47853 at a glance

A live read on 47853: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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