ZIP 47857 Foreclosure, Tax-Lien & Distress Report
Clay County, Indiana · High Vacancy market
In Clay County, Indiana, ZIP 47857 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. Its standout signals are construction/permit lag (71/100), structural risk (52/100), institutional ownership (44/100). By contrast, mortgage stress (20/100) register low. The split runs 52/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100).
The market reads expansion — home values rose 6.4% year on year (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
At $58,750, median income runs below typical U.S. levels. 2.7% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. The vacancy rate is 16.1% — elevated. About 321 people live here, median age 63. Home values center near $110,800, an affordability ratio of 1.7× — accessible. Educational attainment sits at 6% bachelor's-or-above. The ZIP holds roughly 144 housing units. The demographic-stress sub-score lands at 18/100. Owners hold 83% of homes, renters 17%.
Taken together, 47857 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 47857 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 47857 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 47857, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 47857's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 47857 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 47857 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 47857 by the numbers
A live read on 47857: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Clay County ZIP reports
Nearest ZIP codes to 47857
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 47857
Additional distress intelligence spanning Clay County, Indiana by ZIP, county and state.
Open the complete 47857 acquisition file
See who owns each distressed property in 47857, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology