ZIP 47841 Property Distress & Foreclosure Data

Composite property distress in 47841 (Clay County, Indiana) lands at 27/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (73/100), FEMA disaster exposure (64/100)). The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (62/100), institutional ownership (51/100). On the quiet end sit mortgage stress (20/100). Structural risk reads 62/100 against active distress of 6/100.

The expansion-phase market in 47841 posted values that rose 5.8% over the year, 1.3% off the recent peak, and 86% higher over three years, at 42/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 76% owner-occupied to 24% rented. Households earn a median $61,307 — below the roughly $78,000 national figure. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 47841 scores 23/100. Population is roughly 2,546 with a median age of 41. Rent burden reaches 23% of tenant households. A median home runs $116,300 here, or 1.7 times local income. There are about 1,091 housing units across 47841. Roughly 10.7% live below the poverty line. About 14% have a four-year degree.

On balance 47841 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.