ZIP 47846 Property Distress & Foreclosure Data

Composite property distress in 47846 (Clay County, Indiana) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100), FEMA disaster exposure (64/100). The latent-versus-live split is 62/100 structural and 6/100 already moving. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (62/100), institutional ownership (51/100). By contrast, mortgage stress (20/100) register low.

The market reads expansion — home values rose 5.8% year on year, 1.4% off the recent peak (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $87,750, above the U.S. median near $78,000. 5.5% of residents fall below the poverty threshold. The ZIP holds roughly 327 housing units. DLRadar's demographic-stress index for the area reads 17/100. Around 0% of renters are cost-burdened. The vacancy rate is 10.4%. Home values center near $121,800, an affordability ratio of 1.5× — accessible. Owners hold 96% of homes, renters 4%. Educational attainment sits at 18% bachelor's-or-above. About 978 people live here, median age 34.

Net-net, 47846 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.