ZIP 47846 Foreclosure, Tax-Lien & Distress Report
Clay County, Indiana · Affordable market
DLRadar grades ZIP 47846 (Clay County, Indiana) at a low 22/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (71/100)). The split runs 52/100 structural to 6/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (52/100), institutional ownership (44/100). By contrast, mortgage stress (20/100) register low.
Prices here sit in a expansion phase: values rose 6.4% over the trailing year, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
At $87,750, median income runs above typical U.S. levels. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. There are about 327 housing units across 47846. The demographic-stress sub-score lands at 17/100. Around 0% of renters are cost-burdened. The vacancy rate is 10.4%. The typical home is worth about $121,800 (1.5× income, relatively affordable). 96% of housing is owner-occupied. Around 18% of adults hold a bachelor's degree or higher. Population is roughly 978 with a median age of 34.
On balance, 47846 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 47846 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Clay County, Indiana and the nation. Nothing here is interpolated — where a source is thin for 47846, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 47846's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 47846 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 47846’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 47846 distress snapshot
Current distress, phase, housing and lender-pressure figures for 47846, drawn from the same report attached to each property.
Clay County ZIPs near 47846
Nearest ZIP codes to 47846
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Clay County, Indiana by ZIP, county and state.
Unlock parcel-level detail for ZIP 47846
Every distressed parcel in 47846 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology