ZIP 47858 Property Distress & Foreclosure Data

In Clay County, Indiana, ZIP 47858 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 37 and live distress 4 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (63/100). Its standout signals are structural risk (37/100), institutional ownership (35/100), mortgage stress (14/100). By contrast, mortgage stress (14/100) and construction/permit lag (14/100) register low.

The market reads expansion — home values rose 5.8% year on year, 1.4% off the recent peak, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $159,800, an affordability ratio of 2.7× — accessible. Owners hold 48% of homes, renters 52%. About 952 people live here, median age 25. Vacancy runs 0.0%. DLRadar's demographic-stress index for the area reads 33/100. Rent burden reaches 0% of tenant households. There are about 294 housing units across 47858. Median household income is $49,459, below the U.S. median near $78,000. Educational attainment sits at 8% bachelor's-or-above. 43.6% of residents fall below the poverty threshold.

Net-net, 47858 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.