ZIP 47858 Foreclosure, Tax-Lien & Distress Report
Clay County, Indiana · High Poverty market
ZIP code 47858 in Clay County, Indiana carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 43/100 against active distress of 4/100. Environmental exposure also runs high (flood (NFIP) exposure (63/100)). Its heaviest discrete signals: structural risk (43/100), construction/permit lag (40/100), institutional ownership (34/100). On the quiet end sit institutional ownership (34/100) and mortgage stress (14/100).
The market reads expansion — home values rose 6.4% year on year, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The typical home is worth about $159,800 (2.7× income, relatively affordable). 48% of housing is owner-occupied. Population is roughly 952 with a median age of 25. Vacancy runs 0.0%. DLRadar's demographic-stress index for the area reads 33/100. Around 0% of renters are cost-burdened. There are about 294 housing units across 47858. Median household income is $49,459, below the U.S. median near $78,000. Educational attainment sits at 8% bachelor's-or-above. 43.6% of residents fall below the poverty threshold.
On the whole, 47858 leans distressed, with opportunity clustered in specific stressed parcels. 47858 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 47858 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Clay County, Indiana and the nation. 47858 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 47858 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. The point of the 47858 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 47858’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 47858 by the numbers
Current distress, phase, housing and lender-pressure figures for 47858, drawn from the same report attached to each property.
Other Clay County ZIP codes
Nearest ZIP codes to 47858
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Clay County, Indiana by ZIP, county and state.
Unlock parcel-level detail for ZIP 47858
Every distressed parcel in 47858 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology