ZIP 47840 Property Distress & Foreclosure Data

DLRadar grades ZIP 47840 (Clay County, Indiana) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), FEMA disaster exposure (61/100). On the structural side it scores 61/100, with 6/100 of stress already active. Property-level stress concentrates in construction/permit lag (100/100), structural risk (61/100), institutional ownership (49/100). By contrast, mortgage stress (19/100) register low.

The market reads expansion — home values rose 5.7% year on year, 1.3% off the recent peak, and 44% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

13.3% of residents fall below the poverty threshold. About 1,903 people live here, median age 38. Median household income is $83,421, near the U.S. median near $78,000. Owners hold 85% of homes, renters 15%. Educational attainment sits at 30% bachelor's-or-above. Home values center near $170,000, an affordability ratio of 1.8× — accessible. DLRadar's demographic-stress index for the area reads 22/100. The vacancy rate is 15.5% — elevated. Around 21% of renters are cost-burdened. The ZIP holds roughly 846 housing units.

Net-net, 47840 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.