ZIP 47840 Foreclosure, Tax-Lien & Distress Report
Clay County, Indiana · High Vacancy market
DLRadar grades ZIP 47840 (Clay County, Indiana) at a low 23/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (68/100), FEMA disaster exposure (60/100)). The latent-versus-live split is 54/100 structural and 6/100 already moving. Leading the profile are construction/permit lag (74/100), structural risk (54/100), institutional ownership (47/100). On the quiet end sit mortgage stress (19/100).
Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 44% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Roughly 13.3% live below the poverty line. About 1,903 people live here, median age 38. Households earn a median $83,421 — near the roughly $78,000 national figure. 85% of housing is owner-occupied. Around 30% of adults hold a bachelor's degree or higher. Home values center near $170,000, an affordability ratio of 1.8× — accessible. On demographic stress specifically, 47840 scores 22/100. Vacancy runs 15.5%, above the national norm and a classic distress-and-opportunity signal. Around 21% of renters are cost-burdened. The ZIP holds roughly 846 housing units.
Taken together, 47840 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 47840 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 47840 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Clay County, Indiana and the nation. Nothing here is interpolated — where a source is thin for 47840, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 23/100 for 47840 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 47840 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 47840
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 47840 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Clay County ZIP reports
Nearest ZIP codes to 47840
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Indiana distress
Keep going: ZIP, county and state distress coverage for Clay County, Indiana.
See every distressed parcel in 47840
The full 47840 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology