ZIP 47834 Property Distress & Foreclosure Data

ZIP code 47834 in Clay County, Indiana carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100). What sets it apart are the readings on construction/permit lag (74/100), structural risk (54/100), institutional ownership (44/100). By contrast, mortgage stress (17/100) register low. Structural risk reads 54/100 against active distress of 5/100.

The market reads expansion — home values rose 5.8% year on year, 1.2% off the recent peak, and 32% higher over three years, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 18,773 people live here, median age 42. Home values center near $157,600, an affordability ratio of 2.0× — accessible. Owners hold 76% of homes, renters 24%. Rent burden reaches 30% of tenant households. Median household income is $66,677, below the U.S. median near $78,000. Vacancy runs 9.3%. There are about 8,551 housing units across 47834. Educational attainment sits at 17% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100. 10.9% of residents fall below the poverty threshold.

Net-net, 47834 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.