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ZIP 47427 Foreclosure, Tax-Lien & Distress Report

Owen County, Indiana · High Vacancy market

DLRadar grades ZIP 47427 (Owen County, Indiana) at a low 24/100 for overall property distress. The split runs 55/100 structural to 6/100 active on the ground. The most distinctive pressure shows up in institutional ownership (56/100), structural risk (55/100), construction/permit lag (54/100). mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), FEMA disaster exposure (69/100).

The peak-phase market in 47427 posted values that rose 0.6% over the year, 1.2% off the recent peak, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 77% owner-occupied to 23% rented. Households earn a median $77,857 — near the roughly $78,000 national figure. A median home runs $122,600 here, or 1.5 times local income. Vacancy runs 37.5%, above the national norm and a classic distress-and-opportunity signal. There are about 466 housing units across 47427. 4.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 20/100. About 23% have a four-year degree. Population is roughly 850 with a median age of 50. Rent burden reaches 0% of tenant households.

Net-net, 47427 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 47427 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 47427 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 47427 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

47427's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 47427 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

24/100
Composite stress
55/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 47427

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk36
47427 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 47427 by the numbers

Current distress, phase, housing and lender-pressure figures for 47427, drawn from the same report attached to each property.

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Other Owen County ZIP codes

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The complete 47427 distress and acquisition report

Pull every distressed parcel in 47427 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Each signal above is traceable to an open dataset · methodology

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