ZIP 47431 Property Distress & Foreclosure Data

Composite property distress in 47431 (Owen County, Indiana) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (53/100), structural risk (53/100), construction/permit lag (52/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), FEMA disaster exposure (64/100). The latent-versus-live split is 53/100 structural and 6/100 already moving.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year (phase confidence 50/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $163,500 (2.3× income, relatively affordable). The poverty rate is 17.0% — high, a tax-stress and distress correlate. Around 10% of adults hold a bachelor's degree or higher. The ZIP holds roughly 651 housing units. At $58,826, median income runs below typical U.S. levels. 1,401 residents call 47431 home, typically aged 35. Around 59% of renters are cost-burdened. 85% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. The vacancy rate is 19.6% — elevated.

Taken together, 47431 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.