ZIP 47431 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 47431 (Owen County, Indiana) lands at 24/100 — low on DLRadar's public-record scoring. The pressure is most legible in institutional ownership (57/100), structural risk (55/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (flood (NFIP) exposure (83/100), FEMA disaster exposure (71/100)). The split runs 55/100 structural to 6/100 active on the ground.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 1.3% off the recent peak, at 30/100 phase confidence. A cooling market tends to open discount-to-value windows.

The typical home is worth about $163,500 (2.3× income, relatively affordable). 17.0% of residents fall below the poverty threshold. Around 10% of adults hold a bachelor's degree or higher. There are about 651 housing units across 47431. Median household income is $58,826, below the U.S. median near $78,000. About 1,401 people live here, median age 35. Rent burden reaches 59% of tenant households. 85% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 33/100. Vacancy runs 19.6%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 47431 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 47431 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 47431 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Owen County, Indiana and the nation. Sparse data for 47431 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 24/100 for 47431 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 47431 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.