Owen County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Owen County, Indiana? DLRadar grades every Owen County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Owen County breakdown.
- Owen County's most distressed ZIP is 46166 at 30/100.
- 14 ZIP codes tracked in Owen County, averaging 24/100 distress.
- Owen County reads contraction — home values down 0.2% year over year, 1.3% off peak.
- Vacancy runs 16.1% across Owen County's tracked ZIPs, with a 10.9% poverty rate.
- The typical Owen County home is worth about $177,138 against a ~$61,139 median income.
- Lending headwind in Owen County sits at 99/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46166 | 30/100 |
| 2 | 47404 | 28/100 |
| 3 | 47433 | 28/100 |
| 4 | 47460 | 25/100 |
| 5 | 47427 | 24/100 |
| 6 | 47431 | 24/100 |
| 7 | 47455 | 24/100 |
| 8 | 47456 | 24/100 |
| 9 | 47471 | 23/100 |
| 10 | 47868 | 23/100 |
| 11 | 47459 | 22/100 |
| 12 | 47833 | 22/100 |
Most distressed ZIP codes in Owen County (composite distress 0-100, 2026)
What is driving Owen County distress
DLRadar builds Owen County's distress picture only from records anyone can pull; its ZIPs average 24/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Owen County market phase and pricing
Owen County reads contraction — home prices fell 0.2% over the last year and are 1.3% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Questions and answers
What is the hardest-hit ZIP in Owen County?
ZIP 46166 leads Owen County at 30/100, recomputed monthly from public records.
What stage of the price cycle is Owen County at?
Owen County currently sits in contraction, with values down 0.2% year on year, based on FHFA price-index trajectory.
Can the Owen County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 14 Owen County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Owen County ZIP codes?
A county average hides the spread. Across the Owen County ZIPs DLRadar ranks, scores run from 30/100 in 46166 down to 22/100 in 47833, against a Owen County average of 24/100. Those 8 points separate the ZIPs worth working in Owen County from the rest.
What do Owen County home values and vacancy say about distressed supply?
The typical Owen County home carries about $177,138 of value against a median household income near $61,139. Vacancy across Owen County's tracked ZIPs runs 16.1% and the poverty rate is 10.9%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Owen County's foreclosure and tax-lien filings and its 99/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.