Owen County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Owen County, IN distress report, 2026: 14 ZIPs scored in Owen, IN, Owen, IN average 25/100; the top Owen, IN ZIP is 46166 at 30/100; Owen, IN market phase contraction, Owen, IN prices -0.2% year over year.
- Owen, IN ranks #420 nationally (opportunity index); Owen, IN #9 in Indiana; Owen, IN index 33.9.
- Owen, IN: no CFPB county sample; Owen, IN metro area reading 0.6%.
- Owen, IN ZIP phases: 9 peak, 4 contraction, 1 expansion.
- Owen, IN residential listings tracked: 11 across 7 ZIPs; Owen, IN candidate listings 9.
- Owen, IN lenders on watch: 2; largest Owen, IN footprint Owen County State Bank (2 branches).
- Owen, IN most distressed ZIP: 46166 at 30/100.
Owen, IN figures: DLRadar distress index; Owen, IN inputs: CFPB, FHFA, HUD, FDIC; Owen, IN rebuilt as sources refresh.
| Rank | Owen, IN ZIP | Score |
|---|---|---|
| 1 | 46166 | 30/100 |
| 2 | 47404 | 28/100 |
| 3 | 47433 | 28/100 |
| 4 | 47431 | 25/100 |
| 5 | 47455 | 25/100 |
| 6 | 47456 | 25/100 |
| 7 | 47460 | 25/100 |
| 8 | 47427 | 24/100 |
| 9 | 47868 | 24/100 |
| 10 | 46120 | 23/100 |
| 11 | 47459 | 23/100 |
| 12 | 47471 | 23/100 |
Most distressed Owen, IN ZIPs (0-100, 2026)
Mortgage delinquency around Owen, IN
No CFPB county sample covers Owen, IN; the metro area reading for Owen, IN (Bloomington, IN): 0.6% ninety-plus; Owen, IN area thirty-to-eighty-nine 1.6% (December 2025, Owen, IN); Indiana overall 1.0%.
Opportunity index: Owen, IN
Owen, IN index 33.9, Owen, IN phase peak_opportunity; Owen, IN primary driver construction, Owen, IN second driver bank institutional. Owen, IN components: property stress 22.7, foreclosure pressure 22.2, listing discounts 39.1, bank stress 60.4, insurance 0.0; Owen, IN pulse 37.7; Owen, IN capital opportunity 28.1; Owen, IN seven-day change +0.7%.
ZIP market phases inside Owen, IN
14 Owen, IN ZIPs carry a price-cycle phase; Owen, IN ZIPs by phase (Owen, IN), deepest drawdown first: contraction, -0.2% YoY, 1.3% off peak (Owen, IN): 47431, 47455, 47404, 47460; peak, +0.6% YoY, 1.2% off peak (Owen, IN): 47427; peak, +0.3% YoY, 1.1% off peak (Owen, IN): 47433; peak, +0.9% YoY, 1.1% off peak (Owen, IN): 47868; peak, +1.1% YoY, 0.9% off peak (Owen, IN): 47456; peak, +3.6% YoY, 0.6% off peak (Owen, IN): 47833; peak, +4.0% YoY, 0.3% off peak (Owen, IN): 47471; peak, +3.6% YoY, 0.2% off peak (Owen, IN): 46120; peak, +3.0% YoY, 0.1% off peak (Owen, IN): 46166; expansion, +6.2% YoY, 0.0% off peak (Owen, IN): 47841; peak, +5.0% YoY, 0.0% off peak (Owen, IN): 47459.
Residential listings by Owen, IN ZIP
Owen, IN ZIPs with the most tracked Owen, IN residential listings: 47460 7 listings, 7 candidates, bank pressure 65; 47868 2 listings, 1 candidates, bank pressure 72; 47427 1 listings, 0 candidates, bank pressure 73; 47433 1 listings, 1 candidates, bank pressure 65 (Owen, IN); 47431 0 listings, 0 candidates, bank pressure 74; 47455 0 listings, 0 candidates, bank pressure 74; 47456 0 listings, 0 candidates, bank pressure 69. Owen, IN totals: 11 listings; Owen, IN candidates 9; active ZIPs 2.
Lenders with branches in Owen, IN
Owen, IN lenders by branch count: Owen County State Bank (Owen, IN): stress 85, 2 branches moderate in Owen, IN; Peoples State Bank (Owen, IN): stress 63, 1 branch low in Owen, IN.
Vacancy and permits, Owen, IN
1,300 of 9,918 Owen, IN housing units are vacant; Owen, IN permits, twelve months: 0 multifamily units in Owen, IN, 120 one-to-four unit units.
Work Owen, IN at the parcel level
Every Owen, IN parcel carries owner and address; every Owen, IN parcel carries APN; Owen, IN distress scores sit on the Owen, IN live board.
Owen, IN figures refresh with each source.
Owen, IN questions
Most distressed ZIP code in Owen County, IN?
ZIP 46166 leads Owen, IN at 30/100; next in Owen, IN: 47404 at 28/100; the Owen, IN average is 25/100.
Where does Owen County, IN rank for investment opportunity?
Owen, IN is #420 among all ranked counties, #9 in Indiana; the Owen, IN driver is construction; Owen, IN moved up 227 places.
How many mortgages are delinquent in Owen County, IN?
Owen, IN takes the metro area reading of 0.6% for December 2025; no CFPB county sample covers Owen, IN.
Which banks lend in Owen County, IN?
2 watched lenders hold Owen, IN branches; the largest Owen, IN footprints are Owen County State Bank (2), Peoples State Bank (1).
More on Owen, IN
Owen County, IN distress report: public-record figures for Owen, IN; not legal advice for Owen, IN; not tax or investment advice; verify every Owen, IN record before acting.