Owen County, IN: Home-Insurance Distress & Forced-Sale Pressure
Owen County, IN: 74/100 (severe) home-insurance distress; Owen, IN band MEDIUM; Owen, IN #536 of 3,222 counties; Owen, IN #12 of 92 in Indiana.
FEMA hazard, Owen, IN: 68/100; Owen, IN declarations, three years: 6; Owen, IN perils: 4 flood; Owen, IN five-year count 9 (severity 15.0); Owen, IN ten-year 9; hazard-weighted, Owen, IN: 8.0.
Declared incidents on the Owen, IN record: 2026 Winter Storm 3; 2026 Flood 3 (Owen, IN); 2025 Flood 3; 2023 Severe Storm 3 (Owen, IN).
NFIP claims, Owen, IN, three years: 10; Owen, IN payouts $295,916; per Owen, IN claim $29,592; Owen, IN claim-stress 82/100.
Owen, IN monthly score rose, 72 (March 2026) to 79 (October 2026); Owen, IN by month: March 72, April 72, May 68, June 68 (Owen, IN), July 65, August 76, September 75, October 79.
Owen, IN components: climate 77, NFIP claims 82; Owen, IN retreat index 79.
Construction distress, Owen, IN: 58/100 as of August 2026 (Owen, IN: 53/100 one-to-four unit, 46/100 multifamily).
Owen, IN ZIPs, June 2026 (Owen, IN, 14 highest): score 0 (Owen, IN), climate 77 (Owen, IN): 47404; score 0 (Owen, IN), climate 65 (Owen, IN): 46166; score 0 (Owen, IN), climate 53 (Owen, IN): 47433; score 0 (Owen, IN), climate 46 (Owen, IN): 46120; score 0 (Owen, IN), climate 45 (Owen, IN): 47459; score 0 (Owen, IN), climate 43 (Owen, IN): 47456, 47471; score 0 (Owen, IN), climate 37 (Owen, IN): 47460; score 0 (Owen, IN), climate 36 (Owen, IN): 47427, 47431, 47455, 47868; score 0 (Owen, IN), climate 34 (Owen, IN): 47833; score 0 (Owen, IN), climate 32 (Owen, IN): 47841.
DLRadar rescores Owen, IN monthly; Owen, IN readings join Owen, IN foreclosure, lien and ownership parcels (Owen, IN), so cost-squeezed Owen, IN owners surface before listing.
Inside Indiana, Owen County ranks 12th of 92 counties for home-insurance distress at 74/100; Bartholomew County (75/100) sits just above Owen County, and Fayette County (74/100) sits just below Owen County.
Deterministic. Every Owen County, IN signal traces to a public Owen dataset (FEMA, NFIP, Census for Owen, IN) · how insurance distress works in Owen, IN · methodology
FAQ: Owen County, IN insurance distress
What is the Owen County, IN home-insurance-distress score?
Owen, IN: 74/100 (MEDIUM), #536 of 3,222, #12 in Indiana. FEMA hazard, Owen, IN: 68/100; NFIP stress, Owen, IN: 82/100; construction, Owen, IN: 58/100; Owen, IN rescores monthly.
Is Owen County insurance distress getting better or worse (IN)?
Owen, IN: 72 in March 2026; Owen, IN: 79 in October 2026 (worse); Owen, IN climate component 77; Owen, IN NFIP claims score 82.
How many flood-insurance claims has Owen County, IN had?
Owen, IN: 10 NFIP claims, three years; Owen, IN paid $295,916; per Owen, IN claim $29,592; carriers reprice Owen, IN against that record.
Which Owen County ZIP codes carry the most insurance distress (IN)?
Owen, IN, June 2026: 47404 at 0, 46166 at 0, 47433 at 0, 46120 at 0; Owen, IN climate scores there: 77, 65, 53, 46.
Why does Owen, IN insurance distress create sellers?
A Owen, IN premium outruns the Owen, IN budget; a carrier leaves Owen, IN; Owen, IN carrying cost passes plan; Owen, IN owners sell while current; Owen, IN insurance distress leads Owen, IN foreclosure data.