ZIP 47881 Foreclosure, Tax-Lien & Distress Report
Clay County, Indiana · High Vacancy market
Clay County, Indiana's ZIP 47881 registers 20/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 46/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (46/100), construction/permit lag (45/100), institutional ownership (44/100). mortgage stress (20/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (73/100)).
The market reads expansion — home values rose 6.4% year on year (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 253 people live here, median age 34. The demographic-stress sub-score lands at 41/100. Home values center near $86,100, an affordability ratio of 1.9× — accessible. There are about 149 housing units across 47881. Rent burden reaches 94% of tenant households. The vacancy rate is 33.1% — elevated. Roughly 30.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 9% of adults hold a bachelor's degree or higher. The tenure split is 78% owner-occupied to 22% rented. Median household income is $48,750, below the U.S. median near $78,000.
Net-net, 47881 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 47881 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 47881's 20/100 can be lined up against any neighbor in Clay County, Indiana or any ZIP coast to coast. 47881 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 20/100 figure for 47881 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 47881 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 47881
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 47881 by the numbers
47881 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Clay County ZIP reports
Related reports across Clay County, Indiana
Further distress data across Clay County, Indiana at ZIP, county and state level.
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No modelling: every input is a public record · methodology