ZIP 47881 Foreclosure, Tax-Lien & Distress Report
Clay County, Indiana · High Vacancy market
Clay County, Indiana's ZIP 47881 registers 23/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 53/100 structural and 6/100 already moving. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (53/100), institutional ownership (48/100). mortgage stress (20/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (71/100)).
The market reads expansion — home values rose 6.4% year on year (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 253 people live here, median age 34. The demographic-stress sub-score lands at 41/100. Home values center near $86,100, an affordability ratio of 1.9× — accessible. There are about 149 housing units across 47881. Rent burden reaches 94% of tenant households. The vacancy rate is 33.1% — elevated. Roughly 30.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 9% of adults hold a bachelor's degree or higher. The tenure split is 78% owner-occupied to 22% rented. Median household income is $48,750, below the U.S. median near $78,000.
Net-net, 47881 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 47881 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 47881's 23/100 can be lined up against any neighbor in Clay County, Indiana or any ZIP coast to coast. 47881 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 23/100 figure for 47881 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 47881 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 47881
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 47881 by the numbers
47881 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Clay County ZIP reports
Nearest ZIP codes to 47881
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Clay County, Indiana
Further distress data across Clay County, Indiana at ZIP, county and state level.
Open the complete 47881 acquisition file
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No modelling: every input is a public record · methodology