ZIP 46105 Property Distress & Foreclosure Data

ZIP code 46105 in Putnam County, Indiana carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (90/100), structural risk (40/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Structural exposure scores 40 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 20% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

84% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100. 1,694 residents call 46105 home, typically aged 43. Around 21% of adults hold a bachelor's degree or higher. The typical home is worth about $248,500 (2.4× income, relatively affordable). Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. There are about 771 housing units across 46105. Rent burden reaches 54% of tenant households. At $92,946, median income runs above typical U.S. levels. The poverty rate is 5.4% — low.

Taken together, 46105 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.