ZIP 47954 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Indiana · Affordable market
In Montgomery County, Indiana, ZIP 47954 scores 19 of 100 for composite distress, a low level on DLRadar's distress index. Leading the profile are institutional ownership (43/100), structural risk (42/100), construction/permit lag (27/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (17/100). Environmental exposure also runs high (FEMA disaster exposure (60/100)). The latent-versus-live split is 42/100 structural and 5/100 already moving.
The peak-phase market in 47954 posted values that rose 4.3% over the year, and 18% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $84,136, median income runs near typical U.S. levels. Roughly 9.5% live below the poverty line. 2,223 residents call 47954 home, typically aged 43. Vacancy runs 1.1%. About 26% have a four-year degree. There are about 927 housing units across 47954. Rent burden reaches 24% of tenant households. DLRadar's demographic-stress index for the area reads 21/100. Owners hold 87% of homes, renters 13%. A median home runs $188,200 here, or 2.1 times local income.
Overall 47954 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 47954's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 47954 shows blanks, not estimates, wherever the record is sparse.
Behind 47954's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 47954 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 47954
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 47954 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 47954, drawn from the same report attached to each property.
Nearby ZIPs in Montgomery County
Nearest ZIP codes to 47954
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 47954
Further distress data across Montgomery County, Indiana at ZIP, county and state level.
Get the full acquisition report for 47954
Get every distressed property in 47954 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology