ZIP 47954 Property Distress & Foreclosure Data

Composite property distress in 47954 (Montgomery County, Indiana) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (45/100), structural risk (36/100), mortgage stress (17/100). By contrast, structural risk (36/100) and mortgage stress (17/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (61/100). On the structural side it scores 36/100, with 5/100 of stress already active.

The market reads peak — home values rose 4.4% year on year, and 18% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Median household income is $84,136, near the U.S. median near $78,000. 9.5% of residents fall below the poverty threshold. About 2,223 people live here, median age 43. The vacancy rate is 1.1%. Educational attainment sits at 26% bachelor's-or-above. The ZIP holds roughly 927 housing units. Around 24% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 21/100. Owners hold 87% of homes, renters 13%. Home values center near $188,200, an affordability ratio of 2.1× — accessible.

Overall 47954 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.