ZIP 47965 Property Distress & Foreclosure Data

ZIP code 47965 in Montgomery County, Indiana carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (47/100), structural risk (37/100), mortgage stress (18/100). structural risk (37/100) and mortgage stress (18/100) stay muted. On the structural side it scores 37/100, with 5/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 4.4% over the trailing year (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 2.7% — low. The vacancy rate is 8.5%. Around 18% of renters are cost-burdened. Around 11% of adults hold a bachelor's degree or higher. The ZIP holds roughly 251 housing units. 82% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. The typical home is worth about $148,200 (2.0× income, relatively affordable). At $75,089, median income runs near typical U.S. levels. 550 residents call 47965 home, typically aged 44.

Overall, 47965 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.