ZIP 47990 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Indiana · Affordable market
ZIP code 47990 in Montgomery County, Indiana carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. The sharpest non-environmental signals are institutional ownership (44/100), structural risk (40/100), construction/permit lag (22/100). construction/permit lag (22/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (61/100). Structurally it carries 40/100, against 5/100 of stress already in motion.
The market reads peak — home values rose 4.4% year on year, and 25% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Rent burden reaches 40% of tenant households. The poverty rate is 9.2%. Vacancy runs 7.7%. About 13% have a four-year degree. At $60,640, median income runs below typical U.S. levels. The tenure split is 83% owner-occupied to 17% rented. Population is roughly 1,374 with a median age of 34. On demographic stress specifically, 47990 scores 25/100. There are about 592 housing units across 47990. A median home runs $119,600 here, or 1.8 times local income.
On balance 47990 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 47990 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 47990's 18/100 can be lined up against any neighbor in Montgomery County, Indiana or any ZIP coast to coast. Where the record is thin for 47990, the field stays empty rather than modeled, and fills in as new documents post.
47990's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 47990 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 47990
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 47990 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 47990, drawn from the same report attached to each property.
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Built from public records, scored the same way everywhere · methodology