ZIP 47940 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Indiana · Affordable market
ZIP 47940's composite property-distress score is 19/100 - DLRadar classes that as low for Montgomery County, Indiana. It additionally carries heavy environmental risk: FEMA disaster exposure (60/100). The pressure is most legible in institutional ownership (44/100), structural risk (41/100), construction/permit lag (21/100). construction/permit lag (21/100) and mortgage stress (18/100) stay muted. The latent-versus-live split is 41/100 structural and 5/100 already moving.
Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 32% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
1,490 residents call 47940 home, typically aged 43. The tenure split is 83% owner-occupied to 17% rented. The vacancy rate is 10.8%. The demographic-stress sub-score lands at 24/100. The typical home is worth about $152,100 (2.2× income, relatively affordable). Around 17% of adults hold a bachelor's degree or higher. Median household income is $68,750, near the U.S. median near $78,000. 7.8% of residents fall below the poverty threshold. The ZIP holds roughly 616 housing units. Around 30% of renters are cost-burdened.
Net-net, 47940 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 47940 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Montgomery County, Indiana and the nation. Sparse data for 47940 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 47940 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. The point of the 47940 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 47940
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 47940 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 47940, drawn from the same report attached to each property.
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Unlock the full ZIP 47940 acquisition report
Get every distressed property in 47940 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology