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ZIP 47994 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Indiana · Affordable market

Scored purely from public records, 47994 (Montgomery County, Indiana) returns a low composite of 16/100. Structurally it carries 35/100, against 4/100 of stress already in motion. Property-level stress concentrates in institutional ownership (36/100), structural risk (35/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (12/100) stay muted.

Prices here sit in a peak phase: values rose 4.6% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 78% of homes, renters 22%. Roughly 7.8% live below the poverty line. There are about 247 housing units across 47994. Rent burden reaches 8% of tenant households. At $98,125, median income runs above typical U.S. levels. Home values center near $173,600, an affordability ratio of 1.1× — accessible. Around 13% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 18/100. 510 residents call 47994 home, typically aged 47. The vacancy rate is 6.6%.

On balance, 47994 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 47994 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 47994 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 47994 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 47994 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Practically, 47994 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

16/100
Composite stress
35/100
Structural risk
4/100
Distress activity

Signal-by-signal read on 47994

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk36
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 47994 by the numbers

Current distress, phase, housing and lender-pressure figures for 47994, drawn from the same report attached to each property.

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Every distressed parcel in 47994 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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