Montgomery County, IN: Foreclosures, Tax Liens & Distressed Properties
Montgomery County, IN, Indiana: 16 ZIP codes scored, Montgomery County, IN averaging 20/100 (low, Montgomery, IN), from 14 to 25. Montgomery County, IN is in its peak phase (Montgomery, IN confidence 26/100): Montgomery, IN home prices up 4.3% (Montgomery, IN) over twelve months. Montgomery County, IN lender headwind: 80/100.
Highest-scoring Montgomery County, IN ZIPs: 47955 (25/100), 47967 (25/100), 47930 (24/100), 47981 (24/100), 46172 (22/100), 47968 (21/100). Also scored in Montgomery County, IN: 46035, 47989, 47954, 47916, 47933, 47940, 47965, 47990, 47994, 47949.
Across Montgomery County, IN's scored ZIPs: median home value $158,227, household income $67,589, 9.7% vacancy, 9.4% poverty, 84% owner-occupied, median age 39.8.
Montgomery County, IN insurance distress 52/100 (#1,053 in the US); FEMA hazard 52/100 for Montgomery, IN; 4 federal disaster declarations in Montgomery County, IN since 2023 (2 flood); 1 Montgomery, IN NFIP flood claims, $3K paid; Montgomery, IN construction distress 40/100.
7 banks with 15 branches lend in Montgomery County, IN; Montgomery, IN weighted bank stress 71/100, highest 92/100 in Montgomery, IN.
Montgomery County, IN unemployment 3.0%; 108 new housing units permitted in Montgomery County, IN over twelve months, Montgomery, IN up 29% from 84; Montgomery, IN home prices +8.4% a year (Montgomery, IN) over three years.
16,585 housing units in Montgomery County, IN; 3,445 Montgomery, IN renter households; 38% of Montgomery, IN renters spend 30%+ of income on rent, 17% (Montgomery, IN) half or more.
Montgomery County, IN ranks #2,715 nationally on the opportunity index (Montgomery, IN, among all ranked counties); Montgomery, IN scores 24.9/100 and Montgomery, IN sits #81 inside Indiana. Montgomery, IN is in the weak opportunity phase; Montgomery, IN's primary driver is bank institutional, Montgomery, IN second driver vacancy; Montgomery, IN moved up 29 places. 106 days on market observed in Montgomery, IN; 6.2% vacancy over 16 Montgomery, IN ZIPs.
No CFPB county sample covers Montgomery County, IN. The non-metro area reading for Montgomery, IN: 1.0% ninety-plus days late; Montgomery, IN's thirty-to-eighty-nine share is 3.1% (Montgomery, IN, December 2025 data); Indiana overall 1.0%.
Montgomery County, IN has 4 watched banks; 4 Montgomery, IN banks sit in an elevated band. Montgomery, IN footprints: Hoosier Heartland State Bank (6 branches, stress 75) in Montgomery, IN; Fountain Trust Co (3 branches, stress 65) in Montgomery, IN; Tri-County Bank&Trust Co (2 branches, stress 92) in Montgomery, IN.
HUD lists 6 assisted multifamily properties in Montgomery County, IN with 584 units; 200 Montgomery, IN units are assisted, 2 Montgomery, IN properties under project-based Section 8.
983 of the 16,585 housing units in Montgomery, IN sit vacant. Montgomery County, IN permitted 0 multifamily units in twelve months; Montgomery, IN's one-to-four unit structures added 108 units in Montgomery County, IN.
Top Montgomery County ZIP codes by stress score
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The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.
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