Montgomery County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Montgomery County, IN distress report, 2026: 16 ZIPs scored in Montgomery, IN, Montgomery, IN average 20/100; the top Montgomery, IN ZIP is 47955 at 25/100; Montgomery, IN market phase peak, Montgomery, IN prices +4.3% year over year.
- Montgomery, IN ranks #2,681 nationally (opportunity index); Montgomery, IN #81 in Indiana; Montgomery, IN index 25.0.
- Montgomery, IN: no CFPB county sample; Montgomery, IN non-metro area reading 1.0%.
- Montgomery, IN ZIP phases: 15 peak, 1 expansion.
- Montgomery, IN residential listings tracked: 3 across 11 ZIPs; Montgomery, IN candidate listings 1.
- Montgomery, IN HUD assisted properties: 6 with 584 units.
- Montgomery, IN lenders on watch: 4; largest Montgomery, IN footprint Hoosier Heartland State Bank (6 branches).
- Montgomery, IN most distressed ZIP: 47955 at 25/100.
Montgomery, IN figures: DLRadar distress index; Montgomery, IN inputs: CFPB, FHFA, HUD, FDIC; Montgomery, IN rebuilt as sources refresh.
| Rank | Montgomery, IN ZIP | Score |
|---|---|---|
| 1 | 47955 | 25/100 |
| 2 | 47967 | 25/100 |
| 3 | 47930 | 24/100 |
| 4 | 47981 | 24/100 |
| 5 | 46172 | 22/100 |
| 6 | 47968 | 20/100 |
| 7 | 46035 | 19/100 |
| 8 | 47989 | 19/100 |
| 9 | 47916 | 18/100 |
| 10 | 47933 | 18/100 |
| 11 | 47940 | 18/100 |
| 12 | 47954 | 18/100 |
Most distressed Montgomery, IN ZIPs (0-100, 2026)
Mortgage delinquency around Montgomery, IN
No CFPB county sample covers Montgomery, IN; the non-metro area reading for Montgomery, IN: 1.0% ninety-plus; Montgomery, IN area thirty-to-eighty-nine 3.1% (December 2025, Montgomery, IN); Indiana overall 1.0%.
Opportunity index: Montgomery, IN
Montgomery, IN index 25.0, Montgomery, IN phase weak; Montgomery, IN primary driver bank institutional, Montgomery, IN second driver vacancy. Montgomery, IN components: property stress 12.9, foreclosure pressure 10.4, listing discounts 27.3, bank stress 61.6, insurance 0.0; Montgomery, IN pulse 27.6; Montgomery, IN capital opportunity 21.2; Montgomery, IN seven-day change -0.1%.
ZIP market phases inside Montgomery, IN
16 Montgomery, IN ZIPs carry a price-cycle phase; Montgomery, IN ZIPs by phase (Montgomery, IN), deepest drawdown first: peak, +4.0% YoY (Montgomery, IN): 46035; peak, +4.3% YoY (Montgomery, IN): 46172, 47916, 47933, 47940, Montgomery, IN 47954, 47965; peak, +3.6% YoY (Montgomery, IN): 47930; expansion, +5.1% YoY (Montgomery, IN): 47949; peak, +4.2% YoY (Montgomery, IN): 47955; peak, +4.1% YoY (Montgomery, IN): 47967, 47968; peak, +3.4% YoY (Montgomery, IN): 47981; peak, +4.5% YoY (Montgomery, IN): 47989; peak, +4.4% YoY (Montgomery, IN): 47990; peak, +4.6% YoY (Montgomery, IN): 47994.
Residential listings by Montgomery, IN ZIP
Montgomery, IN ZIPs with the most tracked Montgomery, IN residential listings: 47933 2 listings, 1 candidates, bank pressure 63; 47954 1 listings, 0 candidates, bank pressure 69; 47916 0 listings, 0 candidates, bank pressure 67; 47940 0 listings, 0 candidates, bank pressure 67 (Montgomery, IN); 47955 0 listings, 0 candidates, bank pressure 63; 47965 0 listings, 0 candidates, bank pressure 67; 47967 0 listings, 0 candidates, bank pressure 63; 47968 0 listings, 0 candidates, bank pressure 66. Montgomery, IN totals: 3 listings; Montgomery, IN candidates 1; active ZIPs 2.
HUD assisted housing in Montgomery, IN
6 assisted properties with 584 units sit in Montgomery, IN; largest Montgomery, IN properties: Waterford Apartments Ii (Crawfordsville) 180 units, 180 assisted; Shady Knoll Apartments (Crawfordsville) 112 units; Cloverdale Heights Apartments (Crawfordsville) 100 units, 20 assisted in Montgomery, IN; Autumn Woods Apartments, Phase I (Crawfordsville) 96 units; Shady Knoll Apartments Phase Ii (Crawfordsville) 48 units; Shady Knoll Iii (Crawfordsville) 48 units.
Lenders with branches in Montgomery, IN
Montgomery, IN lenders by branch count: Hoosier Heartland State Bank (Montgomery, IN): stress 75, 6 branches low in Montgomery, IN; Fountain Trust Co (Montgomery, IN): stress 65, 3 branches low in Montgomery, IN; Tri-County Bank&Trust Co (Montgomery, IN): stress 92, 2 branches low in Montgomery, IN; First Merchants Bank (Montgomery, IN): stress 65, 1 branch low in Montgomery, IN.
Vacancy and permits, Montgomery, IN
983 of 16,585 Montgomery, IN housing units are vacant; Montgomery, IN permits, twelve months: 0 multifamily units in Montgomery, IN, 108 one-to-four unit units.
Work Montgomery, IN at the parcel level
Every Montgomery, IN parcel carries owner and address; every Montgomery, IN parcel carries APN; Montgomery, IN distress scores sit on the Montgomery, IN live board.
Montgomery, IN figures refresh with each source.
Montgomery, IN questions
Most distressed ZIP code in Montgomery County, IN?
ZIP 47955 leads Montgomery, IN at 25/100; next in Montgomery, IN: 47967 at 25/100; the Montgomery, IN average is 20/100.
Where does Montgomery County, IN rank for investment opportunity?
Montgomery, IN is #2,681 among all ranked counties, #81 in Indiana; the Montgomery, IN driver is bank institutional; Montgomery, IN moved up 63 places.
How many mortgages are delinquent in Montgomery County, IN?
Montgomery, IN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Montgomery, IN.
Which banks lend in Montgomery County, IN?
4 watched lenders hold Montgomery, IN branches; the largest Montgomery, IN footprints are Hoosier Heartland State Bank (6), Fountain Trust Co (3), Tri-County Bank&Trust Co (2).
More on Montgomery, IN
Montgomery County, IN distress report: public-record figures for Montgomery, IN; not legal advice for Montgomery, IN; not tax or investment advice; verify every Montgomery, IN record before acting.