Montgomery County, IN: Home-Insurance Distress & Forced-Sale Pressure
Montgomery County, IN: 52/100 (elevated) home-insurance distress; Montgomery, IN band MEDIUM; Montgomery, IN #1,053 of 3,222 counties; Montgomery, IN #45 of 92 in Indiana.
FEMA hazard, Montgomery, IN: 52/100; Montgomery, IN declarations, three years: 4; Montgomery, IN perils: 2 flood; Montgomery, IN five-year count 6 (severity 12.0); Montgomery, IN ten-year 6; hazard-weighted, Montgomery, IN: 4.0.
Declared incidents on the Montgomery, IN record: 2026 Winter Storm 3; 2025 Flood 3 (Montgomery, IN).
NFIP claims, Montgomery, IN, three years: 1; Montgomery, IN payouts $3,030; per Montgomery, IN claim $3,030; Montgomery, IN claim-stress 51/100.
Montgomery, IN monthly score fell, 61 (March 2026) to 56 (October 2026); Montgomery, IN by month: March 61, April 61, May 57, June 57 (Montgomery, IN), July 54, August 53, September 54, October 56.
Montgomery, IN components: climate 60, NFIP claims 51; Montgomery, IN retreat index 56.
Construction distress, Montgomery, IN: 40/100 as of August 2026 (Montgomery, IN: 28/100 one-to-four unit, 60/100 multifamily).
Montgomery, IN ZIPs, June 2026 (Montgomery, IN, 16 highest): score 0 (Montgomery, IN), climate 82 (Montgomery, IN): 47981; score 0 (Montgomery, IN), climate 75 (Montgomery, IN): 47930; score 0 (Montgomery, IN), climate 52 (Montgomery, IN): 47967; score 0 (Montgomery, IN), climate 48 (Montgomery, IN): 47955; score 0 (Montgomery, IN), climate 46 (Montgomery, IN): 46172; score 0 (Montgomery, IN), climate 45 (Montgomery, IN): 47968; score 0 (Montgomery, IN), climate 44 (Montgomery, IN): 47954; score 0 (Montgomery, IN), climate 43 (Montgomery, IN): 47916, 47933, 47940, 47965; score 0 (Montgomery, IN), climate 42 (Montgomery, IN): 46035, 47990; score 0 (Montgomery, IN), climate 38 (Montgomery, IN): 47989; score 0 (Montgomery, IN), climate 36 (Montgomery, IN): 47994; score 0 (Montgomery, IN), climate 25 (Montgomery, IN): 47949.
DLRadar rescores Montgomery, IN monthly; Montgomery, IN readings join Montgomery, IN foreclosure, lien and ownership parcels (Montgomery, IN), so cost-squeezed Montgomery, IN owners surface before listing.
Inside Indiana, Montgomery County ranks 45th of 92 counties for home-insurance distress at 52/100; Fulton County (52/100) sits just above Montgomery County, and Grant County (50/100) sits just below Montgomery County.
Deterministic. Every Montgomery County, IN signal traces to a public Montgomery dataset (FEMA, NFIP, Census for Montgomery, IN) · how insurance distress works in Montgomery, IN · methodology
FAQ: Montgomery County, IN insurance distress
What is the Montgomery County, IN home-insurance-distress score?
Montgomery, IN: 52/100 (MEDIUM), #1,053 of 3,222, #45 in Indiana. FEMA hazard, Montgomery, IN: 52/100; NFIP stress, Montgomery, IN: 51/100; construction, Montgomery, IN: 40/100; Montgomery, IN rescores monthly.
Is Montgomery County insurance distress getting better or worse (IN)?
Montgomery, IN: 61 in March 2026; Montgomery, IN: 56 in October 2026 (better); Montgomery, IN climate component 60; Montgomery, IN NFIP claims score 51.
How many flood-insurance claims has Montgomery County, IN had?
Montgomery, IN: 1 NFIP claims, three years; Montgomery, IN paid $3,030; per Montgomery, IN claim $3,030; carriers reprice Montgomery, IN against that record.
Which Montgomery County ZIP codes carry the most insurance distress (IN)?
Montgomery, IN, June 2026: 47981 at 0, 47930 at 0, 47967 at 0, 47955 at 0; Montgomery, IN climate scores there: 82, 75, 52, 48.
Why does Montgomery, IN insurance distress create sellers?
A Montgomery, IN premium outruns the Montgomery, IN budget; a carrier leaves Montgomery, IN; Montgomery, IN carrying cost passes plan; Montgomery, IN owners sell while current; Montgomery, IN insurance distress leads Montgomery, IN foreclosure data.