ZIP 47989 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 47989 in Montgomery County, Indiana comes in at 19, a low composite-distress reading. The sharpest non-environmental signals are structural risk (42/100), institutional ownership (41/100), construction/permit lag (31/100). On the quiet end sit construction/permit lag (31/100) and mortgage stress (15/100). Climate and flood risk are elevated too — flood (NFIP) exposure (61/100). Structurally it carries 42/100, against 4/100 of stress already in motion.

The peak-phase market in 47989 posted values that rose 4.5% over the year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $101,369 — above the roughly $78,000 national figure. About 20% have a four-year degree. The poverty rate is 9.4%. The vacancy rate is 16.5% — elevated. Home values center near $122,700, an affordability ratio of 1.1× — accessible. The demographic-stress sub-score lands at 18/100. There are about 579 housing units across 47989. 91% of housing is owner-occupied. Around 13% of renters are cost-burdened. Population is roughly 1,243 with a median age of 37.

Taken together, 47989 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 47989's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 47989 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

47989's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 47989 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.