ZIP 47989 Property Distress & Foreclosure Data

In Montgomery County, Indiana, ZIP 47989 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (37/100), structural risk (33/100), mortgage stress (15/100). mortgage stress (15/100) and construction/permit lag (4/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (62/100). The latent-versus-live split is 33/100 structural and 4/100 already moving.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $101,369, median income runs above typical U.S. levels. Around 20% of adults hold a bachelor's degree or higher. The poverty rate is 9.4%. The vacancy rate is 16.5% — elevated. The typical home is worth about $122,700 (1.1× income, relatively affordable). The demographic-stress sub-score lands at 18/100. The ZIP holds roughly 579 housing units. 91% of housing is owner-occupied. Around 13% of renters are cost-burdened. 1,243 residents call 47989 home, typically aged 37.

Taken together, 47989 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.