ZIP 46135 Foreclosure, Tax-Lien & Distress Report
Putnam County, Indiana · Distress market
ZIP code 46135 in Putnam County, Indiana carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — FEMA disaster exposure (60/100). Structurally it carries 50/100, against 1/100 of stress already in motion. The pressure is most legible in construction/permit lag (83/100), structural risk (50/100), institutional ownership (37/100). By contrast, institutional ownership (37/100) and mortgage stress (4/100) register low.
The market reads peak — home values rose 4.3% year on year, and 22% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $70,847, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 26/100. 7.0% of residents fall below the poverty threshold. Around 26% of renters are cost-burdened. 19,639 residents call 46135 home, typically aged 36. Home values center near $225,600, an affordability ratio of 2.8× — accessible. The tenure split is 63% owner-occupied to 37% rented. Vacancy runs 6.4%. Educational attainment sits at 22% bachelor's-or-above. There are about 7,197 housing units across 46135.
On balance 46135 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 46135 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 46135's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 46135 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 23/100 figure for 46135 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 46135 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 46135
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 46135 distress snapshot
Current distress, phase, housing and lender-pressure figures for 46135, drawn from the same report attached to each property.
Other Putnam County ZIP codes
Nearest ZIP codes to 46135
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Putnam County, Indiana.
Unlock the full ZIP 46135 acquisition report
Every distressed parcel in 46135 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology